Looking for a prepaid card that works across borders? The Swype Global Mastercard delivers a flexible, secure, and hassle-free way to shop—whether online, in-store, or through mobile wallets. It's a smart solution for international rewards without the logistical headaches.
Whether you're recognizing a remote team, delighting global clients, or simply seeking a universally accepted payment option, Swype makes it easy.
This guide covers everything you need to know, where to buy, how to redeem, and important details around fees and expiration, so you can get the most out of your card.
What Is a Swype Mastercard?
The Swype Global Mastercard is a fully digital, single-load prepaid card that can be used anywhere Mastercard is accepted, including internationally.
Unlike traditional gift cards tied to a single store, the Swype Mastercard offers the same flexibility as any international Visa or Mastercard card.
Recipients can use the card for everything from daily essentials to online shopping, or even add it to Apple Wallet or Google Pay for tap-and-go convenience.
Top Features of the Swype Mastercard
Swype is built for secure, flexible use—wherever your recipients are in the world. Here are some key features that set it apart:
- Fraud monitoring & real-time alerts powered by Mastercard
- Mobile wallet compatibility for Apple Wallet and Google Pay
- Instant digital delivery with no shipping delays
- Secure dashboard access with 2FA and full card control
- USD-based card that can be used across borders
Why Companies Love Swype
Swype isn’t just easy for recipients—it’s designed to make your life easier too.
- Unrivaled flexibility: Works globally for a wide range of use cases.
- No physical cards: Say goodbye to lost cards, delayed mail, or damaged packaging.
- Streamlined delivery: Bulk send in seconds via spreadsheet upload or API.
- Custom branding & messages: Personalize each reward to match your company’s tone.
- Effortless tracking: Real-time dashboard keeps you in the loop on delivery, redemption, and balance activity.
Where to Buy a Swype Global Mastercard
Buying a prepaid card is one thing—sending it efficiently and keeping track of it is another. That’s where Toasty makes all the difference.
With Toasty, you can order individual cards for one-off rewards or upload a simple spreadsheet to send rewards in bulk. Each reward is delivered instantly, and our intuitive dashboard lets you manage orders and track delivery all in one place.
Why Toasty?
- No platform fees – You only pay for the value of the card, nothing more.
- Instant global delivery – Cards are sent digitally and can be used worldwide (with a few regional restrictions).
- Custom templates and messaging – Each reward email can be customized with your company’s branding and a message for a truly personalized experience.
Create a free account or book a demo to discover how simple and scalable global gifting can be!
Sign-Up Book a Demo
How to Redeem Your Swype Mastercard
Redeeming a Swype Mastercard is simple and straightforward. Here’s a step-by-step guide to help you through the process:
1. Click “Redeem Your Gift Card” in your email
This will take you to a landing page with a summary of your reward. Simply click “Checkout”, and you’ll be redirected to the Swype site.
2. Register Your Card
Fill out the required details, including your name and billing address. Note that the address field must not exceed 50 characters.
3. Activate Your Card
After submitting the form, you'll see an “Activate” button. Click it to begin the activation process and link the card to your email address.
4. Create a Swype Account
Provide your email to create a Swype account and receive your card credentials securely. This ensures you’ll have access to your dashboard and future updates.
5. Verify Your Account
Check your inbox for an email from Swype Cards, and enter the 6-digit verification code when prompted to complete the sign-in process.
6. Access Your Swype Dashboard
Once verified, you’ll be directed to the Swype dashboard. From here, you can:
- View your full card details: card number, expiration date, CVV, available balance, and recent transactions.
- Find clear instructions on how to add your card to Apple Wallet or Google Pay, so you can make purchases in-store with just a tap.
Important Information to Keep in Mind
To ensure a smooth experience with the Swype Mastercard, keep these key points in mind:
1. Non-reloadable
Once the balance is used, the card cannot be reloaded and will expire.
2. Balance Limitations
Be sure your total purchase (including tax and fees) does not exceed the available balance to avoid declined transactions.
3. VPN Restrictions
Avoid using a VPN when activating or using your card, as it may trigger fraud detection and block transactions.
Where Can I Use the Swype Mastercard?
The Swype Global MasterCard can be used anywhere Mastercard is accepted—online retailers, supermarkets, restaurants, and in-store via mobile wallet.
Full List of Restricted Countries and Territories
Swype Global Mastercards will be declined if the merchant is located in, or the transaction is routed through, any of the regions below.
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Asia & Middle East
Afghanistan, Iran, Iraq, Syria, Lebanon, Saudi Arabia, Yemen, North Korea (DPRK), Myanmar (Burma), Palestine (West Bank/Gaza) -
Africa
Central African Republic, Democratic Republic of the Congo, Ethiopia, Libya, Mali, Somalia, South Sudan, Sudan, Zimbabwe -
Europe & Eurasia
Albania, Bosnia and Herzegovina, Serbia, Montenegro, Croatia, Belarus, Russia (Russian Federation), Ukraine (including Crimea, Donetsk, Luhansk), Turkey (Türkiye) -
Latin America & Caribbean
Cuba, Nicaragua, Venezuela
Attempting to transact in these locations may trigger an automatic block or lead to card suspension.
Swype MasterCard Fees and Expiration
It’s important to stay informed about any fees or expiration rules so you and your recipients can get full value from the Swype Global Mastercard.
Here’s what you need to know:
| Fee Type | Details |
|---|---|
| Domestic U.S. transactions | Purchases of $5 or less incur a flat $0.10 fee; anything above $5 is fee-free. |
| International transactions | A $0.75 flat fee applies to any purchase made outside the United States. |
| Inactivity fee | After two months of no activity, a $2.50 maintenance fee is deducted each month. |
| Card Expiration | The card remains valid for three years from the issue date—or until the balance reaches $0, whichever comes first. Unused funds are forfeited after expiry. |
| Activation window |
Your secure activation link is live for 60 days. Make sure you activate the card before the link lapses! |
Looking for a Domestic-Only Option?
If your recipients are based in the U.S. or Canada and don’t need international functionality, consider our Visa Prepaid Cards for those regions:
- U.S. Visa Card: Works anywhere in the U.S. Visa is accepted, online or in-store.
- Canada Visa Card: Perfect for recipients in Canada, with full domestic flexibility.
Both options include:
- No purchase fees
- No foreign transaction fees
- Same instant delivery and dashboard tracking
- Great for domestic programs with no need for international coverage
They offer similar functionality to Swype, with the added benefit of no transaction fees—just note they cannot be used outside their home country.
To learn more about our fee-free Visa option, check out our article here!
FAQs
Can I use this card internationally?
Yes—online or in-store (via mobile wallet) anywhere Mastercard is accepted, except restricted regions.
Is it a physical or digital card?
It’s entirely digital. Add it to Apple Wallet or Google Pay for in-store purchases.
How do I add it to my mobile wallet?
Manually enter the card number, expiry, and CVV into Apple Wallet / Google Pay. You will be required to enter your email address to receive a verification code.
Alternatively, the Swype.Cards dashboard has buttons to directly add the card to Apple Wallet or Google Pay.
Is the card reloadable?
No, Swype Mastercards are single-load. Once the balance is spent, the card closes.
What currency is the card issued in?
All Swype Mastercards are issued in USD. If used in a different currency, a flat foreign transaction fee of $0.75 USD will apply.
Do Swype Mastercards expire?
They expire either 3 years from issuance or once the balance reaches $0—whichever comes first. Be sure to activate and use your card within that time frame to avoid losing any funds.
Are there any tips for avoiding declined transactions?
Yes—here are a few things to keep in mind to ensure your Swype Mastercard works smoothly:
-
Check your balance first. The card will be declined if the total charge—including tax, shipping, or tip—exceeds the available balance.
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Avoid restricted regions. Transactions will be blocked if the merchant is located in, or routes through, a restricted country.
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Don’t use a VPN. VPNs can trigger fraud detection systems and result in blocked transactions.
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Plan for gratuity holds. Restaurants and other tip-based merchants (like salons) may temporarily authorize up to 20% more than your bill to account for tips. Make sure your card balance can cover that buffer.