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Wholesale Prepaid Cards: The Smartest Way to Save and Scale Incentives in 2025

Written by Toasty | Aug 15, 2025

What Are Wholesale Prepaid Cards?

Wholesale prepaid cards are preloaded gift cards purchased in large quantities at discounted or no-fee rates by businesses. These cards are typically used as incentives, rewards, or tokens of appreciation for employees, customers, and partners.

How They Work

Businesses order hundreds—or thousands—of cards from trusted platforms like Toasty Card, then:

  • Customize them with branding and messaging

  • Deliver them instantly via email

  • Track redemption and engagement at scale

Who Uses Wholesale Prepaid Cards?

  • HR teams for employee recognition

  • Marketing departments for promotions and referrals

  • Sales leaders for contests and channel incentives

  • Procurement teams looking to save on volume gifting



Benefits of Buying Prepaid Cards in Bulk

Lower Costs and Volume Discounts

Wholesale prepaid cards offer:

  • No activation or delivery fees (especially with Toasty Card)

  • Volume pricing advantages

  • Consistent budget control

Unlike purchasing single cards one-by-one, buying in bulk avoids markups and simplifies budgeting.

Operational Efficiency

  • Centralized ordering

  • Single-platform tracking and reporting

  • Automated bulk delivery options

Flexible Reward and Gifting Solutions

Use them for:

  • Birthdays

  • Holidays

  • Campaign milestones

  • Employee onboarding

  • Customer retention


Top Use Cases for Wholesale Prepaid Cards

Employee Rewards and Spot Bonuses

Recognize achievements and show appreciation:

  • Monthly MVPs

  • Peer-to-peer recognition

  • Manager-distributed spot bonuses

Customer Promotions and Referrals

  • Reward sign-ups and survey completions

  • Encourage word-of-mouth marketing

  • Reactivate old subscribers

Sales Incentives and Channel Motivation

  • Run SPIFFs or internal sales contests

  • Motivate distributors and resellers

  • Accelerate quota attainment



Physical vs Virtual Wholesale Prepaid Cards


Both have value, but they serve different needs.

Feature

Physical Cards

Virtual Cards

Delivery

Shipped by mail

Instant by email

Usage

In-store or online

Online or digital wallet

Best For

In-person events, swag kits

Remote teams, global audiences


If you're rewarding a hybrid or international audience, virtual cards offer speed, cost savings, and tracking advantages.

 

 

Why Toasty Card Is the Best Wholesale Prepaid Card Solution


Toasty Card provides a premium yet cost-effective way to send wholesale prepaid cards—without the hassle.

No Fees or Markups

  • 100% of the value goes to recipients

  • No setup, redemption, or delivery fees

Mastercard and 400+ Brand Options

  • International Mastercard cards

  • Amazon, DoorDash, Starbucks, and more

  • Toasty Choice Cards let recipients pick what they love

Instant Digital Delivery with Tracking

  • Email and link-based delivery

  • Resend failed cards for free

  • View redemption status in real time

👉 Visit ToastyCard.com to explore options

 

 

How to Order Wholesale Prepaid Cards with Toasty Card

Toasty Card makes bulk ordering painless:

Simple Bulk Uploads

  • Upload your recipient list via CSV

  • Add reward values, names, and emails

  • Customize each entry (optional)

Custom Branding and Scheduling

  • Brand your emails with your logo and colors

  • Use themed templates (holiday, birthday, etc.)

  • Schedule delivery for future campaigns

 

 

Customization Options for Brand Alignment

Add Company Logos and Colors

Strengthen brand awareness with:

  • On-brand visuals

  • Custom email headers

  • Company-themed card designs

Personalized Messaging for Recipients

Send messages like:

  • “Congrats on your achievement!”

  • “Thanks for being part of the team.”

  • “We appreciate your loyalty—enjoy this gift!”

These messages add warmth and sincerity that boost engagement.

 

 

Global Support and Currency Flexibility

International Mastercard Options

With Mastercard cards available through Toasty Card, recipients can spend in-store or online across 90+ countries.

Toasty Choice Cards for Cross-Border Gifting

Let users select their preferred local or global brand. No guesswork. No conversion issues. Just convenience.

 

 

Security and Compliance When Buying in Bulk

With growing concerns about digital safety, Toasty Card ensures peace of mind.

Fraud Protection and Data Encryption

  • All card data is encrypted

  • Limited-time redemption links

  • No physical card theft risk with virtual options

GDPR and Corporate Standards Compliance

Toasty Card is compliant with all major data privacy frameworks—making it suitable for global enterprises.

 

 

Calculating ROI on Wholesale Prepaid Card Campaigns

Cost Savings vs Individual Purchases

Buying wholesale avoids:

  • Retail markups

  • Transaction fees

  • Repeated manual work

Performance and Engagement Metrics

Toasty Card provides dashboards showing:

  • Delivery rates

  • Redemption tracking

  • Engagement by campaign

This lets you optimize future rewards based on real data.

 

 

Conclusion: Scale Your Incentive Strategy with Toasty Card

Wholesale prepaid cards are no longer just a convenience—they’re a strategic tool for businesses that want to reward at scale, lower costs, and drive better results.

With Toasty Card, you get:

  • No-fee purchasing

  • Instant digital delivery

  • Custom branding

  • Mastercard and 400+ brand options

Whether you're sending 10 cards or 10,000, Toasty Card offers the tools to make every incentive smarter, faster, and more impactful.

 

Sign Up   Book a Demo

 

 

FAQs About Wholesale Prepaid Cards

Can I buy physical and virtual cards together?

It depends on the merchant. Toasty Card focuses on digital customers to ensure reliable and seamless delivery.

Are there hidden fees?

No. Toasty Card charges no setup, delivery, or redemption fees.

What types of brands are available?

Amazon, Mastercard, Target, Starbucks, DoorDash, and 400+ more.

Can I send cards outside the U.S.?

Yes. Toasty Card supports international sending to 90+ countries.

Can I customize each card in a bulk order?

Yes. Personalize messages, designs, and values per recipient.

Is there a minimum order requirement?
No. Toasty works for small teams and enterprise-scale bulk orders alike.